Have you recently noticed a mysterious charge on your credit card statement labeled “702 S Bentonville AR US” and wondered what it is? You’re not alone. Many shoppers across the United States see this charge and panic, assuming it’s fraudulent. In most cases, however, this charge is linked to Walmart’s headquarters in Bentonville, Arkansas. Let’s break down what it means and what steps you should take next.
What Is the “702 S Bentonville AR US” Charge?
The address 702 S Bentonville AR US refers to Walmart’s corporate headquarters located in Bentonville, Arkansas. If you recently made a purchase through Walmart — either online, in-store, or via the Walmart app — this transaction might appear under this address instead of your local store’s name.
That’s because Walmart processes many of its payments centrally, meaning the location on your statement might not match where you actually shopped. It’s a common situation for Walmart.com orders, Walmart Grocery pickups, or online deliveries.
Why Does This Charge Appear on My Card Statement?
1. Online or App Purchases
If you ordered groceries, electronics, or other items through Walmart’s website or mobile app, your payment is routed through corporate systems. Therefore, the billing descriptor may display “702 s bentonville arus US.”
2. Subscription or Service Fees
Some users have reported this charge after signing up for Walmart+ (the membership service offering free delivery and fuel discounts). Always check your subscriptions to see if this might be the cause.
3. Split or Pending Transactions
In some cases, you might see multiple partial charges that later combine into a full transaction. This happens when Walmart authorizes your card for an estimated total before finalizing the payment once your order ships.
How to Confirm if the Charge Is Legitimate
Before assuming fraud, take a few simple steps to verify the charge:
1. Review Your Recent Purchases
Check your Walmart order history online or in the app. Match the date and amount with the charge on your statement. If it lines up, the charge is likely legitimate.
2. Check for Family or Shared Accounts
If a family member uses your card for Walmart shopping, their order might have triggered the charge. Confirm with them before contacting your bank.
3. Contact Walmart Support
If you still can’t identify the purchase, reach out to Walmart’s customer service. Provide the transaction date and amount, and they can help locate the corresponding order.
What to Do If You Don’t Recognize the Charge
If you’re certain you didn’t make any Walmart purchase, it’s best to act quickly.
Step 1: Contact Your Bank or Credit Card Provider
Report the unrecognized transaction immediately. Your bank can investigate and issue a new card if necessary to prevent further unauthorized charges.
Step 2: Monitor Your Account
Check your recent transactions for any other unusual activity. Fraudsters often start with small “test” charges before making larger purchases.
Step 3: Change Your Online Passwords
If you have a Walmart account or saved card information, change your passwords right away. This ensures your payment details remain secure.
Tips to Prevent Future Unwanted Charges
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Use transaction alerts on your bank app to receive real-time notifications.
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Avoid saving your credit card information on multiple shopping sites.
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Regularly review your statement to catch suspicious activity early.
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Use virtual cards or secondary payment options for online shopping.
Frequently Asked Questions
Q: Why does the Walmart charge show an Arkansas address even though I live elsewhere?
A: Because all online and mobile transactions are processed through Walmart’s headquarters in Bentonville, Arkansas.
Q: Can a small charge be a sign of fraud?
A: Yes. Scammers sometimes make small “test” charges to verify if your card is active. Report any unrecognized transaction, no matter how small.
Q: I cancelled my Walmart+ subscription but still see this charge — why?
A: Sometimes billing cycles overlap. Contact Walmart customer support to verify your cancellation and request a refund if necessary.
Final Thoughts
Seeing a “702 S Bentonville AR US Walmart” charge on your credit card can be confusing, but in most cases, it’s a legitimate Walmart transaction processed through their corporate billing system. Still, it’s always smart to double-check. Review your recent purchases, contact Walmart for clarification, and reach out to your bank if the charge seems suspicious.
By staying alert and monitoring your statements regularly, you can keep your finances safe and avoid unnecessary stress over unexpected charges.